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The Five Of Pentacles Tarot Card – Your Complete Guide

When you think of the Pentacles, you may think of money or finances. That’s usually the case… but there are other angles to the Five of Pentacles card to consider!

There is more to it than you might think. If you’re learning how to read the Tarot cards, then you’re definitely going to want to know the essentials to the Five of Pentacles Tarot card.

Looking at the picture on the card doesn’t look inspiring I tell you, but… you might be surprised.

Keep reading to learn all you can about this card which has much information to offer!

The Brief History Of The Five Of Pentacles Tarot Card

It all began in the 1400s when some men from Italy decided that it was time for a new card game. Playing cards were already being used, but they wanted more than just regular playing cards. Thus, the Tarot game was born.

Because they are so artistic, they decided to use beautiful artwork on the cards to make them stand out so they would be more fun to look at. The suits changed a bit, but even more interesting is the creation of the “trump” cards.

The suits were altered to reflect what we now know in the Tarot cards. The Hearts were turned into Cups, Diamonds to Pentacles/Coins, Clubs to Wands, and of course, Spades into Swords.

When the 1800s came along, there were many getting involved in spiritual contact. They were looking for various ways to reach out to the dead and also look into one’s future.

To do this, they came up with many different methods, but Tarot became a widely-used way. The “trump” cards in the game became known as the Major Arcana.

Now the Five of Pentacles Tarot card went from being a simple five of clubs into a card that meant something. The picture on the card represents the definition and helps users to understand.

Let’s take a look at what the Five of Pentacles Tarot card means…

1. The Basic Definition Of The Five Of Pentacles Tarot Card

The Five Of Pentacles Tarot Card

Looking at the basics of the card, you can see the feeling that comes from it via the artwork. In the Rider Waite deck, it’s a picture of a woman walking barefoot in the snow with her child behind her on crutches.

He’s wearing one boot and on the other appears to be bandaging. It’s snowing hard and you can tell they are out in the cold. The window above them has a tree growing pentacles.

Since they are outside, it means that they have been thrown out or turned away. They are misfortunate souls.

Now, as far as the meaning goes, it’s not that far off the mark… The card means that you’re experiencing a loss, delay, or debt. If it’s in a future position, then it means something is coming up.

Don’t be blindsided by the card. It’s giving you a heads up to get your finances in order. Make a plan B and most importantly, do NOT give up, no matter how it may look.

If the loss is of a different nature, then you’ll need to adapt and do your best to get up and move on. This card isn’t telling you that you are screwed even though it looks that way.

It simply means loss. Now, another way to look at this card is that you may lose optimism, hope, or feel as though you just do not have enough money, love, or ability.

Again, this can be changed based on your attitude and desire to succeed!

2. The Five Of Pentacles Tarot Card Definition (Reversed)

When the Five of Pentacles card is reversed, it changes tone for sure. The reversed Five of Pentacles means that there are opportunities to get out of debt or make income again if you’ve lost a job.

Bills can be handled and debts reduced. There are solutions and they are being offered to you. If they aren’t, then the reversal of the card is telling you to seek out help and it will be given.

Your hope and optimism are making a return. You feel like you can handle it and you’re going to do far better now going forward. More security is on the rise for you.

The worries you had are now fading away. You’re shedding your old beliefs or thoughts to embrace warm and loving ones. If you suffered loss, you’re picking yourself back up now.

Dusting yourself off, you’re ready to rise back up to the top. You’re opening up your hands and your heart. You know the importance of give and take. Take flight with your renewed faith in the Universe and in yourself.

3. Love And The Five Of Pentacles Tarot Card (Upright)

Upright, the Five of Pentacles Tarot card means that you are experiencing a breakup right now, you have in the recent past, or you are going to be in the near future. This really depends on the position of the card.

You may feel lost, unworthy of love, sad, depressed, or lonely. The Five of Pentacles deals with loss, so it can be a literal loss or a loss in your mind. Whatever it is, you aren’t doing well with it.

This may cause you to isolate yourself a bit, which is normal, but don’t do it for too long or you may get stuck there a while. You need to remember the blessings you do have in your life.

While you feel you’re at the lowest point, you cannot give up. Try to find things you can be grateful for again. It’s up to you to feel this way or to feel better. I know that doesn’t sound easy, but you CAN do it.

Now, if you’re in a relationship and there is no breakup, then it may mean that something isn’t working or the person you are with just doesn’t seem to fit up to the criteria of what you really want in a partner.

This card could very well be saying you’re feeling it’s just not there anymore and that you could be considering a breakup.

4. Love And The Five Of Pentacles Tarot Card (Reversed)

Five Of Pentacles Tarot Card Reversed

The reversal of the Five of Pentacles Tarot card meaning gives you a bit of hope again. You’re like a Phoenix rising from the ashes. You’re recovering from a breakup. 

You have hope and maybe have met someone new. If in the future position, then it’s showing you that one door closed to open up a new one. Are you ready to walk through it?

Open up your heart and your spirit to the possibilities of love. The more you do this, the better life and love will be for you. In a relationship that seems broken, it can be healed.

Either you yourself are beginning to heal from things that have gone badly, or your relationship has made a positive turnaround. Love is still possible when the Five of Pentacles is reversed.

It may be a sign that things weren’t as bad as you thought they were. Get back on the road to positivity and optimism. This card in reverse is a pat on the back.

You’ve learned that if you give love, it comes back to you. Your walls are coming down and you’re open to someone special coming through that door! 

5. Finances, Job, And Career With The Five Of Pentacles Tarot Card (Upright)

The Five of Pentacles Tarot card means you might be dealing with some kind of difficult situation with your job or with your money. You may have lost a job or lost a position you once had.

Perhaps you got demoted or they’re not giving you a raise you had hoped for. While finances may become very tight, it’s not the end even if it feels as though it is.

You might have a debt suddenly fall in your lap. Something that has been unattended to is now being pushed in your face. Past bills can come back to haunt you.

Unexpected bills from car repairs or other similar situations can come up as well. You’ll feel as though you are having the squeeze put on you financially. There is always a solution but you’ve got to look for it.

One more thing is this card could simply be a feeling of being cast out from your colleague’s circle or co-worker’s crowd. It’s not the end of the world. It’s possible that this will pass but a change of attitude has to happen.

6. Finances, Job, And Career With The Five Of Pentacles Tarot Card (Reversed)

Naturally, the Five of Pentacles Tarot card meaning changes from a stark feeling to a more optimistic approach. You’re finding your footing again. You’ve got the money to chisel away at your debts.

Opportunities come your way that help you out of the hole you felt you’ve been in. Someone may help provide you with what you have lost financially, physically, or spiritually.

There are resources to help raise you back up. You may find or have found another job that will give you exactly what you require. You may have settled a debt.

You might have even thought about doing side hustles to earn a bit of extra money for a while. Starting your own business is possible as well. You’re doing whatever it takes with a smile on your face.

You’re sticking your neck out there, by extending a hand to your colleagues, co-workers, or boss. Mending fences helps you to feel more at ease in your environment.

The world is your oyster, so get out there and shuck it with some hot sauce! Get your fork ready for a feast.

7. The Five Of Pentacles Tarot Card As A Person (Upright)

The Five of Pentacles Tarot card means that a person you’re asking about may feel lost, unloved, lonely, broke, or in a poverty state. This person may wonder if they are somehow cursed or meant to live a life of lack.

They might believe it so much that they don’t ever progress, don’t take chances, and don’t have any optimism. Life for this person may be rather harsh.

They’ve chosen this miserable path because they do not know any different. They really need someone to help them understand that being positive brings better results.

The Five of Pentacles person will always be in need or in some sort of crisis. They believe nothing will ever get better. They’ll never have true love, money, or a good life.

This person can be perceived as a sad sack. Truly they don’t know how to be better or manifest better. Depression is possible or even likely. It’s also possible they are medicated for this.

Is this the kind of person you want in your life? Romantically speaking, this person needs more healing before they try to offer you a relationship.

If this is already your partner, you might try to help them by being empathetic and supportive. Perhaps you can convince them to go talk to someone who can help them.

Then again, you could try to aid your partner by being inspirational and positive. Give them lots of things to be positive about and show them what it’s like to appreciate what is already in their hands. Lots of love from you can and does help to heal.

8. The Five Of Pentacles Tarot Card As A Person (Reversed)

The reversed Five of Pentacles Tarot card means that the person who was down and out is now ready to be positive about their future. This person is more optimistic.

The Five of Pentacles person learned how to turn their situation around with effort and an optimistic outlook. They know they can stand up and take pride in themselves.

They look for ways to make extra money to help them out of a hole. They know when to ask for help, and they definitely know how to manifest what they need in life.

Love is something they crave and they are open to it. They’ve accepted they are not perfect but what they do have to offer someone else, they are more than willing to share.

Unlike the upright position, the reversed position shows this person remaining filled with hope and inspiration.

9. Advice From The Five Of Pentacles Tarot Card In A Reading

When you’re down on your luck and feeling really low, you’ve got to find a way to rise back up. There is always a way to change your fortune. Lost love? Heal and open up for new love.

Lost money? Everyone does at some point. Pull yourself up and find other ways to make money. There is always a way! Ask for help when you need it. Don’t have so much pride that you fall on your face.

Did you lose a job? Start looking for a new one immediately. Do not let unemployment suck you into depression. That will worsen the situation and take you longer to recover.

You’ve always got to find the silver lining in what you’re going through. When you start doing that, you’ll know the answers. When you don’t, you’ll know who to ask and when.

All is not lost; try to be grateful for what you do have. When you can do that daily, you will change your thought process and state of mind. Changing your mind can help you succeed more than you ever thought you could.

10. The Five Of Pentacles Tarot Card As Feelings

The feelings of the Five of Pentacles mean that you’re suffering from loss, sadness, depression, anxiety, and maybe even loneliness. Feelings run deep and it always seems easier to let go and let it take you.

As easy as it is to give in to despair, it would be the worst thing in the world for you. The emotions you feel can determine what comes next. If you want your life to get better, then you need to adjust your feelings.

Find a way to live, love, and manifest anything you want into your life. You’re the master creator. Didn’t you know?! These dark feelings you have can be snuffed out with the light of love and hope.

You are not what the dog dragged in, so try to make yourself the one that dragged the dog in, if you catch my drift. Work on yourself with meditation. You can become whole again and filled with hope.

11. The Five Of Pentacles Card Meaning Regarding Children

When it comes to children, the Five of Pentacles Tarot card meaning is rather sad. This can indicate postpartum depression if you’ve just had a baby or lost a baby. This runs very deep and is hard to get out of. I totally sympathize with you strong and resilient ladies.

If you’re asking about whether or not you are pregnant or will be soon, the card is definitely saying it’s not the right time for you. It may even indicate you should go to a doctor and get examined, as something could be off.

When it comes to asking about the children you do have, then the Five of Pentacles Tarot card means that your kiddo may be experiencing loss or feeling despair in their daily life.

If you’ve noticed your child changing their behavior and being alone more, talk to them. If necessary, take them to a doctor to have them checked out. It may be that they suffer from a form of depression. It’s best to catch it sooner than later.

Now on the flip side, if the card is reversed, then it may mean your child is going through a hard time and is beginning to heal. If your child has been sick or depressed, then they are now starting to get better.

As far as having children, this may be a way of saying that you’re out of the weeds and can now proceed with your efforts to have a baby. Go for it and have fun doing it!

One last thing that the card can represent is the struggles of being a single parent if you do not have your partner in the picture to help you out. It may be a difficult thing but there is help out there so take it!

12. Health And The Five Of Pentacles Tarot Card

Well, it’s no secret that the art depicted on this card definitely seems to indicate that things are not going well. This may mean it’s a physical issue or a psychological one.

When this card pops up, it either means you’re going through illness or you will be going through something soon. If you haven’t gone to the doctor, then maybe you should. Find out what is going on and get treatment.

As bad as the card may seem, it never means death but it can mean illness that can lead to it if you don’t take action. There is a loss of energy or fatigue, decreased appetite, or other physical symptoms.

If it’s psychological or emotional, then this may signal depression, anxiety, or other forms of sickness. Either way, you’ll need to get some help so it doesn’t worsen with time.

A reversed Five of Pentacles Tarot means that you’re already recovering from an illness and on the mend. You’ve already got treated for whatever ails you and now you’re nearly back to normal.

Since the card is associated with Taurus, there are other things you should look out for as they could create trouble for you. These would be problems with your throat, neck, tonsils, jugular vein, or carotid artery.

If you notice any symptoms that would seem to fit, please go get checked out!

13. The Five Of Pentacles Tarot Card Answer “Yes” Or “No”

The negative connotation of the Five of Pentacles card upright is definitely going to be a strong “No.” There is nothing really positive about the upright position of this card.

On the flip side, the reverse of the Five of Pentacles means that things are possible and it makes the answer a “Yes.”  There is no in-between with this particular Tarot card.

Naturally, the position of this card and the person it’s referring to can change things, which is actually a perfect segue onto the next topic for the Five of Pentacles Tarot card.

Are you still with me? AWESOME! Check this out…

14. The Five Of Pentacles Tarot Card In Position

Five Of Pentacles Tarot Card Meaning

The position of the Five of Pentacles can definitely make a difference to the message that it is trying to convey to you. When you pull it as an individual card, the information I just gave you in the guide is all you need.

When you’re doing a Tarot card spread, things change up a bit. There are many spreads to choose from as well. To make it easy, I want to share with you how it works for a simple three-card spread, which is what most people start with.

It helps you to learn how positions plus the card gives a bit more information than the card alone. Check out how it works:

The Five of Pentacles in Past Position:

The Five of Pentacles card in the past position means that you’ve recently gone through a hard time or even a loss. You might have felt sad, lonely, or broken. You were definitely disappointed and it felt like a shock.

You might have lost a job or money. It left you feeling as though you now don’t have enough to move forward and pay your bills or save.

The reversal of the card says that you recently recovered from a bad situation. You were able to get help or found a way to pad your finances. You took a new job, met someone new, or at least opened up to find love again.

The Five of Pentacles in Present Position:

In the present, the Five of Pentacles says you’re currently in a situation where you feel you don’t have enough, whether that be love or money. You’re transitioning jobs and may be a bit broke.

You’re feeling like an outcast or you’re really worried about your job, position, and even your bills. Something makes you feel lacking. What is it? What can you do? This is bad timing.

The Five of Pentacles in reverse says you are actually seeking help and finding ways to supplement your income in the face of loss. You know what to do and you’re optimistic you will make it. Love will work out well for you also.

The Five of Pentacles in Future Position:

In the near future, your financial situation may become sticky. You might want to get your savings together or put together a “plan b,” should things go downhill.

If it’s a breakup you may experience, then you may want to think about what you want and if this person is the right one for you at all. Is there anything you can do to heal it? Though this card is icky, in the near future position, it’s more of a warning.

You can avoid it or lessen the blow by preparing yourself since you know it’s coming. Of course, the card in reverse says you’ve already got a game plan and it won’t hurt you as much as you thought.

As long as you heed the warning and make preparations, you should get through anything life throws at you with courage and an open heart.

See how the dynamic seems to change depending on what position the card happens to be in? One is the past and tells you what to do, the present shows what you’re dealing with and what to do next, while the future shows you what’s coming up as a warning or heads up.

15. The Lessons The Five Of Pentacles Wants To Teach You

Lessons The Five Of Pentacles Wants To Teach You

Are there lessons from the Five of Pentacles? You betcha, there are! Keep your eyes on the page… I’ve got more to share with you. Check out the lessons that the Five of Pentacles Tarot card teaches you:

  • Reach out for help when you need it. Don’t let pride get in the way of you getting out of your predicament.
  • There are plenty of things to be grateful for. Look around you and find appreciation. 
  • Accept the kindness of strangers who want to help you. To deny them disturbs the flow of the Universe.
  • Never give up hope, no matter how dark it may look.
  • You are never without resources. Use your head and ask people for answers. 
  • This fall may be the growth you’ve needed. Accept it as a life lesson that will make you better in the long run.
  • Love never fades. Don’t let a breakup or rejection keep you from sharing the love you have with someone who deserves it.
  • Always prepare your finances so that if something does happen, you have something to fall back on.
  • A solid “Plan B” never hurt anyone. In emergency situations, this is really helpful and will keep you afloat. 

These lessons are pretty amazing. When you see the card come up when pulling a card of the day, you should refer back to these lessons. They might be useful.

16. Astrology And The Five Of Pentacles Tarot Card

I touched on the association of the Five of Pentacles Tarot card with the Zodiac sign of Taurus. A Taurus always keeps on going, no matter what. Even when they lose, they will eventually get back up and push forward.

Taurus can be susceptible for a period of being down or being depressed. In fact, this may be a sign that even the toughest of the tough can have time when they don’t feel right in the world.

Will you be the kind that gets back up like the mighty Taurus? Or will you sink further down in the hole? The choice is yours!

Taurus has the ruling planet Venus. That means that love is always there even when times seem dark and dim. That love can help a person to warm up and not allow the coldest times to freeze them.

Naturally, if you ARE a Taurus, it would be a great idea to keep track of where Venus is Astrologically. Depending on its movement, it will impact your life with a great force of energy.

17. The Five Of Pentacles Tarot Card In Numerology

Well, as you may have already guessed, the Five of Pentacles is representative of… Five! I know, I know, my humor is so dry. Moving on… The number five in Numerology is very interesting.

Ironically, the number five can be associated with the planet Mercury! Mercury has to do with the mind and how it operates so that actually does seem to make sense when it comes to the Five of Pentacles.

The number five represents adaptability to change, thinking for oneself, and a strong mental grasp on life. The number five person has a hard time sitting still because they’re busting at the seams with energy.

Wasted energy turns into despair just like the Five of Pentacles. Now that being said, is your Life Path Number a five? If it is, it surely means that your purpose in life is to help other people make important changes in their lives.

That’s right! You need to be someone who inspires others with your strength and adaptable energy. Show them how it’s done. Train them how to get back up when they fall down because you’re the one who knows all too well how to do this.

18. When You Keep Pulling The Five Of Pentacles Card

Why in the world do you keep pulling the Five of Pentacles? Is it a bad omen? Are you in for bad times?

Well, typically if you keep pulling any card, it’s either a warning or a heads-up. Now that we have that established… What does it mean when it comes to the Five of Pentacles?

Seeing the card again and again may mean that something is about to hit the fan. You probably should look at all your bills, check your bank account, and then check your savings account as well. Make sure everything is in order financially.

Keep an eye out for anything you may have missed such as a bill that isn’t a normal monthly thing. Don’t overspend and have a plan in place if something happens with your job.

Regarding love, there may be something you need to discuss with your partner to avoid a big fight or a breakup. For singles, this may mean that you miss a chance or someone skips out on a date. It’s not the end of the world though.

Take it as a good warning to make sure you have everything together!

19. Symbols For The Five of Pentacles Tarot Card

Different Tarot card decks will have different pictures on the Five of Pentacles card. Rider Waite has two people who look very poor, wounded, ill, and walking through really cold snow outside as though they are homeless or less fortunate.

The Pentacles are up in the window above them but they aren’t looking at it. This may be a church or home where someone could help them but, in their sadness, they just keep walking.

That’s pretty descriptive and fits in with the actual meaning of the card. With that said, If you’re looking to get a Five of Pentacles Tarot card tattoo, the world is wide open with what you can use to depict the same meaning.

I don’t quite know why you would want a negative card as a tattoo, but if you want it because it represents a reminder to stay strong and always have a plan, then it makes perfect sense.

You can always talk to your tattoo artist and tell them your story. They may very well have an amazing idea that you’ll love.

Read next: 6 Ways To Use Tarot Cards To Overcome Challenges In Love

20. Spirituality And The Five of Pentacles Card

The spiritual meaning of the Five of Pentacles is that you do well when you drop your pride and start to see the good around you. You cannot manifest gold if you’re digging in a spot that only wields silver.

Realize that you are not without resources. When things seem bleak, you should ask for help. There are people who do this as their soul’s journey. They’re around to guide those in need.

Pride will only make you fall flat on your face and then only you are to blame. Love is definitely something that you hold within you. The more you share it, the more it comes back to you.

Give love to everyone you meet. Share a smile with someone who isn’t smiling. Next time you are speaking to someone, look them in the eyes.

When you are understanding and compassionate, the universe makes sure that you also get that same compassion. Not only that but there are amazing things that can manifest through being kind to people.

You never know when you might be in a bind and someone you just briefly talked to makes their day, then suddenly, they seem to appear to help you or love you.

Don’t take life for granted. This card really impresses the importance of taking a look around, loving people, being appreciative of what you DO have, and treating your own life with respect.

That’s right! This card is telling you to respect yourself and others. It’s important for you to flow the way you naturally should. To manifest your good in your life, you must also do well and give thanks.

I truly hope that this guide has really helped you to dive in deep and understand why the Five of Pentacles may be important in your life or in others.

It doesn’t matter if you’re reading for yourself or doing readings for other people, there are lessons to be learned and growth to be had. You’ve got this so don’t give up. Be strong!

As always, I wish you all the luck of the Universe!

Your friend and Relationship Astrologer,

Anna Kovach



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